The information provided by kaelysoriva ("we," "us," or "our") on kaelysoriva.com is intended for educational purposes only. By accessing or using our website, educational materials, and budget adjustment strategies resources, you acknowledge and agree to the terms outlined in this disclaimer.
Educational Purpose Only
All content, materials, courses, and resources available through kaelysoriva are designed for educational and informational purposes. Our budget adjustment strategies programs aim to provide knowledge and skills development, but they don't constitute professional financial advice.
We teach concepts, frameworks, and approaches that have been used in various contexts. However, your individual results will vary based on numerous factors including your personal circumstances, effort, market conditions, and other variables beyond our control.
kaelysoriva does not guarantee any specific financial outcomes, employment opportunities, or career advancement as a result of participating in our educational programs.
No Professional Financial Advice
The content we provide should not be interpreted as professional financial, investment, legal, or tax advice. We are educators, not licensed financial advisors. Before making any financial decisions based on concepts learned through our programs, you should consult with qualified professionals who can assess your specific situation.
Our instructors share their knowledge and experience in budget management and financial planning strategies, but this doesn't replace personalized advice from certified professionals who understand your unique circumstances.
Information Accuracy and Currency
While we strive to keep all information accurate and up to date, financial regulations, market conditions, and best practices change frequently. We make reasonable efforts to update our materials regularly, but we cannot guarantee that all content reflects the most current information at any given time.
Content Limitations
- Educational materials may reference examples or case studies that are illustrative in nature
- Historical data or examples don't predict future results or outcomes
- Industry practices and regulations vary by location and change over time
- Some content may become outdated between scheduled updates
We encourage learners to verify information independently and stay informed about current developments in their areas of interest.
Limitation of Liability
To the fullest extent permitted by applicable law, kaelysoriva, its directors, employees, partners, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or educational materials.
This includes but is not limited to:
- Financial losses or missed opportunities resulting from actions taken based on our educational content
- Errors, omissions, or inaccuracies in course materials or website content
- Technical issues, interruptions, or delays in accessing our platform
- Third-party content, links, or resources referenced in our materials
- Decisions made by learners based on their interpretation of educational content
You acknowledge that you access and use our services at your own risk and discretion.
"As Is" Provision
Our website, educational content, and all related services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We make no representations about the suitability, reliability, or accuracy of the information contained on our website or in our educational materials.
We don't warrant that our services will be uninterrupted, error-free, or completely secure. Technical difficulties can occur, and while we work to minimize disruptions, we cannot guarantee continuous availability of our platform or materials.
External Links and Third-Party Content
Our educational materials may include links to external websites, resources, or references to third-party content for supplementary learning. These links are provided for convenience and educational purposes only.
kaelysoriva does not endorse, control, or assume responsibility for the content, accuracy, privacy practices, or opinions expressed on any third-party websites. Your interaction with external sites is subject to their own terms and policies.
Individual Results and Expectations
Educational outcomes vary significantly among learners. Success in applying budget adjustment strategies depends on many factors including your existing knowledge, time commitment, practical application, market conditions, and individual circumstances.
We share techniques and knowledge that have proven useful in various contexts, but we cannot and do not guarantee that you will achieve any specific results or outcomes from our programs.
Testimonials or success stories shared on our platform represent individual experiences and should not be viewed as typical or guaranteed results. Your experience may differ significantly.
Australian Market Context
While kaelysoriva operates within the Australian market and some of our content references Australian financial regulations and practices, our educational materials may include examples and concepts from various jurisdictions.
Financial regulations, tax laws, and business practices differ between regions. If you're based outside Australia or working with international clients, you should verify the applicability of concepts to your specific jurisdiction and consult with local professionals as needed.
Changes to This Disclaimer
We reserve the right to modify this disclaimer at any time to reflect changes in our practices, legal requirements, or operational needs. Updates will be posted on this page with a revised "Last Updated" date.
Continued use of our website and services after any modifications constitutes your acceptance of the updated disclaimer. We encourage you to review this page periodically to stay informed about how we limit liability and set expectations.